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Website Terms of Use

Terms and Conditions for Use of

General Terms

This webpage is owned by UBB, part of KBC Group. By accessing this website and the information, contained herein, you acknowledge that you have read, understood and agreed with these Terms and Conditions. The webpage (website) has been created for informative needs and delivers basic information on UBB, its products and services, intended for individuals, micro business and corporate clients, as well as hyperlinks to subsidiaries of KBC Group Bulgaria.    


This website’s entire content is subject to the copyright, held by UBB, alongside with all reserved rights and legal consequences, as its unauthorized use represents a legal offence, for which liability may be sought pursuant to the effective Bulgarian laws. Users may print separate pages and/or sections, images and logos, graphs etc. from the website, provided that they do not remove their copyright identification signs, trademarks, registered brands of products and services, as well as logos. It is prohibited to modify, copy, publish, sell or license any portion of, or the entire webpage content, or use it for any public or business purpose, other than for circulating or promoting of information about the Bank’s products and services. In all other cases such use requires the prior written consent of UBB.


UBB shall not be held liable for any damages, incl. indirect damage or lost profits, originating from, or linked in any manner whatsoever with the access to or the use of UBB’s website. This also refers to the cases where UBB envisages the possibility for sustaining such damages. Even though all UBB subsidiaries employ maximum effort for provisioning accurate and updated info on their webpages, omissions and inaccuracies may occur. The entire information, posted on the Bank’s website, including, but not limited to graphs, texts and hyperlinks to other webpages shall be subject to change without prior notice. This information is being provided in conformity with the effective legislation, without any guarantee whatsoever as to its suitability for a particular purpose, integrity and protection from computer viruses or other threats. UBB shall not be held liable for any consequences, linked to the webpage content, or for a person’s trust, placed in it. If you wish to use any UBB products and services, described in this website, you need to contact the Bank and inquire as to whether a product or a service is being offered, as well as about the associated contractual terms and conditions, plus the envisaged fees. Any user shall be solely responsible for his/her understanding and interpretation of the accuracy, completeness and usefulness of the information, posted on the website. UBB does not guarantee unproblematic and uninterrupted access to this website. Nonetheless, the Bank strives to contain as much as possible any inconveniences, occurring upon the website’s utilization.  

Personal Data Protection

UBB guarantees the privacy of information, containing personal data, delivered by users online either by filling in forms or through e-correspondence. The Bank will use the information collected only for the purposes, for which it has been voluntarily provided by users and in accordance with the international and local legal framework, currently effective in Bulgaria. The personal data, provided by clients shall be processed in compliance with the requirements of the Personal Data Protection Act and the subordinate legislation on its implementation.    


UBB shall keep the info, posted on this website up-to-date, however it shall not be held liable for any objective omissions. The Bank shall reserve itself the right to make amendments to these Terms and Conditions, while undertaking to immediately post those on the website.


UBB shall not be held liable for information (incl. the latter’s completeness), posted on websites, to which the current website hyperlinks. The information, documents and services contained in these websites, referred to or hyperlinked through this website have neither been checked, nor analyzed by UBB. Hence, the Bank guarantees in no way whatsoever their precision, completeness and/or accessibility.